Please read these Terms of Service carefully before using Fwago. By accessing or using our platform, you agree to be bound by these terms. If you do not agree, do not use Fwago.
Fwago is a lease transfer platform that facilitates the verified handover of residential tenancies between outgoing tenants, incoming tenants, and property owners in Nigeria. We provide a marketplace, verification services, and coordination infrastructure. We are not a party to any tenancy agreement and do not own, manage, or control any property listed on our platform.
To use Fwago, you must:
An outgoing tenant is a person currently holding an active tenancy agreement who wishes to transfer their remaining lease period to a verified incoming tenant through Fwago. By listing a lease on Fwago, you confirm that:
An incoming tenant is a person who wishes to take over a verified lease through Fwago. By applying for a lease on Fwago, you confirm that:
A landlord is the owner or authorised manager of a property listed on Fwago. By registering with Fwago, you confirm that:
A Fwago lease transfer proceeds as follows:
Important: No transfer is complete until the landlord has given explicit written approval and a new tenancy agreement has been signed. Fwago does not guarantee that any transfer will be approved or completed.
Fwago charges a 10% success fee calculated on the value of the remaining lease period recovered. This fee is deducted only when a transfer is successfully completed and approved. If a transfer does not complete for any reason, no fee is charged to the outgoing tenant.
Incoming tenants pay no platform fee to Fwago. They pay the rent and any charges required directly by the property terms agreed with the landlord.
Landlord registration and participation in Fwago is free of charge.
Where applicable, funds are held in escrow via licensed payment service providers and released only upon confirmation of a successful handover by all parties. Fwago is not responsible for delays caused by payment service providers or other third-party processors.
Fwago conducts identity and document verification as part of its service. By submitting your NIN, documents, and personal information, you authorise Fwago to verify your identity against government databases and cross-reference your details against submitted documents. Providing false, misleading, or fraudulent information is a serious violation of these terms and may result in immediate removal from the platform, forfeiture of any fees paid, and referral to appropriate law enforcement authorities.
You may not use Fwago to:
Fwago is a platform and coordination service. We are not a party to any tenancy agreement between users and landlords. We do not:
We strongly recommend that all parties obtain independent legal advice before entering into any tenancy agreement.
In the event of a dispute between users, Fwago will make reasonable efforts to mediate and assist in resolution. However, Fwago's determination in any dispute is not legally binding and does not replace formal legal proceedings. All disputes arising from use of Fwago shall be governed by the laws of the Federal Republic of Nigeria, and parties consent to the exclusive jurisdiction of Nigerian courts.
To the fullest extent permitted by Nigerian law, Fwago shall not be liable for:
Our total liability to any user in connection with any claim shall not exceed the fees paid by that user to Fwago in the 12 months preceding the claim.
All content, branding, software, and materials on the Fwago platform are the intellectual property of Fwago and may not be reproduced, distributed, or used without our prior written consent. The Fwago name, logo, and "Lease Transfer" category positioning are proprietary.
Fwago reserves the right to suspend or terminate any user account at any time, with or without notice, where we reasonably believe a user has violated these terms, submitted fraudulent information, or engaged in conduct harmful to other users or the platform. Users may close their account at any time by contacting hello@fwago.com.
We may update these Terms of Service from time to time. Material changes will be communicated via email or WhatsApp. Continued use of Fwago after any changes constitutes acceptance of the updated terms.
These Terms of Service are governed by and construed in accordance with the laws of the Federal Republic of Nigeria, including but not limited to the Nigeria Data Protection Act 2023, the Consumer Protection Act, and applicable tenancy laws in the relevant state of operation.
For questions about these Terms of Service:
Fwago
Email: hello@fwago.com
Legal: legal@fwago.com